- The owner of a real estate property against the actual loss or damage incurred in the event of a defect affecting the title to the land.
- The mortgage lender against the actual loss or damage incurred in the event that title is defective and / or if its security is not enforceable against title to the land.
Summary of General Coverage
*Legal Construction Hypothecs
In Québec, the risk of legal construction hypothec under article 2726 of the Civil Code of Québec may be covered to the extent that the Company’s underwriting requirements are met. If such coverage can be provided to the owner, legal construction hypothecs will be insured to the extent that they arise from services and materials provided prior to the date of policy unless the owner has agreed to pay for such services and materials.
The Company reserves the right at all times to change the coverage provided based on any additional information or new events that come to its attention.
Upon underwriting analysis, the owner / purchaser of a real estate property will benefit from coverage during their period of ownership against a claim for a known defect covered by the terms of the title insurance policy. In the event of the resale of the property to a third party, the title insurer undertakes to title insure the following purchaser under the same conditions, provided premium is paid.
Title insurance does not protect against problems related to the property assessment, its market value, the physical condition of the building, environmental issues or the insured’s misrepresentations.
Title insurance policies are issued for a one-time premium. Premium is paid at the time the title insurance policy is issued and the policy will remain in force as long as the insured retains an interest in the property.
Hours: Monday – Friday 9am to 8pm EST
Phone: 289-562-5216 / 1-888-868-4853
Fax: 289-562-2478 / 1-866-214-1953
E-mail: info@chicagotitle.ca
Complaints: Complaints Handling Process
Hours: Monday – Friday 9am to 5pm EST
Phone: 1-877-849-3113
Fax: 1-877-339-3773
E-mail (Quebec): info@ctic.ca
Complaints: Complaints Handling Process
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Veuillez noter que notre bureau du Québec sera fermé le lundi 24 juin 2024 à l’occasion de la Saint-Jean-Baptiste et nous reprendront nos activités le 25 juin 2024 à 9h HAE.
Please be advised that our Quebec office will be closed for Saint-Jean-Baptiste Day, our regular business hours will resume on June 25, 2024 at 9 am EDT.
Please be advised that our Quebec office will be closed for Saint-Jean-Baptiste Day, our regular business hours will resume on June 25, 2024 at 9 am EDT.
Veuillez noter que notre bureau du Québec sera fermé le lundi 24 juin 2024 à l’occasion de la Saint-Jean-Baptiste et nous reprendront nos activités le 25 juin 2024 à 9h HAE.